We give you an initial consultation by listening & hearing what type of credit problems you have, answering all your questions, explaining what we can do for you, explain how credit works, explain how credit scores are determined & then we determine what process will best suit your needs to get you back on the road to financial freedom. You can also always call us for any questions you have or advice you may need even after your process is finished.
CREDIT REPAIR
We dispute for you against the three major credit bureaus (Equifax, Experian & Trans Union), original creditors & collection agencies using the law The Federal Fair Credit Reporting Act to remove and delete unverifiable, erroneous, outdated negative items from your credit reports to help you drastically increase your credit scores.
DEBT SETTLEMENT
We negotiate for you with the original creditors, collection agencies & law firms (depending who is holding the debt at that time) & save you money on the principle amount you owe on any collection account, charge off & judgment. Saving you thousands! Example: You owe $10,000.00, we settle for $4000.00= You save $6000.00!
Additional options of a Lump Sum Payment Program or a Monthly Payment Plan Program are available to best suit your needs.
CREDIT MONITORING / ID THEFT SOLUTION
You will have your credit monitored 24/7 with all three credit bureaus (Equifax, Experian and Trans Union) and you will be notified by email or US mail (which ever you choose) of any activity to your credit file. In the event if you are contacted about any activity to your credit file and you determine it is fraudulent activity our licensed private investigators will assist you with obtaining a police report, disputing all fraudulent accounts with creditors, collectors and credit bureaus, placing fraud alerts with all three credit bureaus, Federal Trade Commission, United States Postal Service, The Social Security Administration and much more.
