BECAUSE YOU DESERVE THE BEST!
 Credit & Debt Services of America has been an industry leader in credit repair and debt settlement for close to a decade now. If any credit repair/debt settlement company knows the wonders of what a good credit rating can do, it's us. With all of our years experience we have the best proven strategies, tactics and techniques to get our clients the best results possible in the shortest amount of time possible. We have helped consumers from coast to coast delete hundreds of thousands of negative items from their credit reports and save millions of dollars by negotiating and settling their bad debts (collection accounts, charge offs and judgments). We are also listed with Dun & Bradstreet and a member of the Better Business Bureau. Not many credit repair and debt settlement companies can say that.
 The way we separate ourselves from all the other credit repair and debt settlement companies is by putting an emphasis on honesty and putting our clients concerns and needs first. We pride ourselves on service from the day you place your first call to us and from there on, because with Credit & Debt Services of America there is no such thing as former clients. You are a lifetime member! Even when we are completed with repairing your credit or settling your debts you can contact us anytime as many times as you want or need for any questions you have or advice you may need, free of charge. With that said we realize that the way we will be judged ultimately is by the results we get for our clients and within the time frame we get those results. We truly believe we are better than any other credit repair and debt settlement company in the nation and we have no problem proving it to you! We just ask and need you to invest 1% of your confidence in us and make us earn the rest of the 99% from you.
The Majority of credit repair companies do not listen to what your credit problems are and just put you straight into a credit repair process. That is because they are more concerned with taking a fee from you every month instead of advising you on what services would be best for your situation that will help you get rid of the problems you may have. We here at Credit & Debt Services of America always give you a consultation and listen to what your credit problems are instead of just putting you directly into a credit repair or debt settlement program. After our consultation if we feel our services would not be beneficial to you we would let you know.
You must be aware of credit repair companies that charge ridiculously low fees, do not give you a time frame how long the process will take, have different enrollment packages and guarantee you everything under the sun. We as credit repair companies are prohibited by law ( Credit Repair Organization Act) to make any type of guarantees about results. The only guarantees we at Credit Debt Services Of America will make to you are that we will educate, listen and work hard for you! Companies that charge ridiculously low fees like a $59.00 set up fee and $59.00 a month that have every intention to work hard for you will simply be driven out of business on the expenses alone that come with the process. Credit Repair is no different than everything else in life…….. YOU GET WHAT YOU PAY FOR! Credit repair companies that do not have a set term for how long there process is have little or no interest in doing any work for you and do not want to invest the time and money in getting you the results you need. Do you think companies with these types of terms care about you? The answer is NO!
There are also law firms that claim they do credit repair and that they're the best because they have paralegals & attorneys working on your credit and can get you the best results. First, you must understand that no law firm is strictly in business just to do credit repair. Credit repair is just another way for a law firm to generate money. So basically, if you hire a law firm to help you repair your credit you will be put on the back burner and they're notorious for charging the lowest fees. We cannot tell you how many of our clients from coast to coast are former credit repair clients of law firms and they all tell us the same thing "THEY DID NOTHING FOR ME!"
If you are looking to satisfy your debts do not waste time with debt consolidation companies. All these companies do is take your debt and spread it over 24 to 48 months. This way you do not save any money on the principal owed and at the end of the process you actually wind up paying more money back then when you first started the program. This is because you have to pay the debt consolidation company their fees also. With our debt settlement program we will negotiate with the original creditor, collection agency or law firm (whoever has the debt at that time) and save you money on the principal amount you owe so at the end of our program you will payback a lot less then what you originally owed. EXAMPLE: You owe $10,000.00, we negotiate & settle for $4,000.00= you save $6,000.00! We also have different debt settlement options so you can choose what fits your financial situation best.
At Credit & Debt Services of America credit repair and debt settlement is all we do all day every day. You do not have to pay us more to get quicker results, we are straight forward with telling you how long our programs are and what our fees are. We also tell you that our goal is to get our clients to a minimum credit score of a 680 by the end of our program.
Credit & Debt Services of America is a member of TASC (The Association of Settlement Companies) and NACSO (The National Association of Credit Services Organizations). These two organizations are the governing bodies for debt settlement and credit repair companies. They make sure we are 100% legal, ethical and compliant with our day to day operations, marketing materials, our contracts, etc.
There are not many companies that facilitate both debt settlement and credit repair and are approved by these organizations because they are not 100% legal, ethical and compliant.
Helping our clients resolve their credit needs and problems is our only priority.
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